From Overwhelmed to Organized:
1. A Snapshot of Your Finances (if possible):
• Any recent bank statements or credit card statements
• A rough idea of your monthly income and expenses
2. A List of Regular Expenses:
• Fixed expenses (e.g., rent, car payments, subscriptions)
• Variable expenses (e.g., groceries, dining out, entertainment)
3. Your Financial Goals:
• Think about what you want to achieve financially (e.g., saving for a trip, paying off debt, building an emergency fund).
4. A Phone or Laptop (Optional):
• This will be helpful if you want to explore budgeting apps or start creating your budget digitally during the session.
5. An Open Mind and Willingness to Learn:
• No prior experience with budgeting is necessary—just come ready to take the first steps toward understanding and managing your money!
This session is designed to meet you where you are, so even if you don’t have all the details, you’ll leave equipped with the tools to start building a budget that works for you.