Debt to Freedom: How to Eliminate
Financial Stress with a Plan that Works

1. Details of All Outstanding Debts:

• A list of all debts (credit card balances, medical bills, student loans, personal loans, etc.)
• The amounts owed, interest rates, and minimum monthly payments for each debt

1. Recent Statements for Each Debt:

• Recent credit card, loan, and bill statements to give an accurate picture of your financial obligations

1. Income Information:

• Your monthly or bi-weekly income details (e.g., pay stubs or income statements)

1. A List of Monthly Expenses:

• Your regular monthly expenses like rent, utilities, transportation, etc. (helpful for figuring out how much money you have available to pay down debt)

1. A Note on Your Debt-Free Goals:

• Think about when you’d like to be debt-free and any specific financial milestones you’re aiming for

1. A Willingness to Make Changes:

• Come with an open mind and a readiness to tackle debt head-on with actionable strategies!

Having these details will help you create a clear, personalized debt reduction plan that fits your unique situation. If you don’t have everything, don’t worry—you can still take away valuable tips and guidance to get started.