Credit Card Hacks:
Maximize Rewards, Minimize Debt

Want to unlock the full potential of your credit cards? In this session, we’ll reveal the best-kept secrets for using your credit cards wisely to rack up rewards and benefits—without falling into the trap of debt. Learn how credit cards work, why paying them off in full each month is crucial, and how to avoid costly mistakes that could set you back.

We’ll dive into strategies to optimize your credit card rewards, such as choosing the right cards for your spending habits, taking advantage of sign-up bonuses, and understanding key terms like interest rates and fees. By the end of this session, you’ll be equipped with the knowledge to ensure the credit card company works for you and not the other way around!

  1. Current Credit Card Statements:
  • A copy of your credit card statements (or digital app access) to review interest rates, fees, and rewards programs.
  1. List of Your Credit Cards:
  • Information about the cards you currently have, including types (e.g., cashback, travel rewards, etc.), limits, and any special rewards or benefits.
  1. Monthly Spending Overview:
  • A rough idea of your monthly spending habits (e.g., categories like groceries, dining, travel, entertainment) to figure out which cards would be best for maximizing rewards.
  1. Goals for Credit Card Rewards:
  • Think about what you want to get out of your credit card rewards—whether it’s travel perks, cashback, or points toward future purchases.
  1. A Willingness to Learn Smart Spending Habits:
  • Come ready to explore how to make your credit cards work for you, without falling into the trap of accumulating debt.

With these details, you’ll be able to make the most out of your credit cards and ensure that your rewards are boosting your finances instead of adding stress!

CONTACT

1345 Grace Ave.

Cincinnati, Oh 45208

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